We are GRM Group
We are a group of seasoned professionals who share that we have spent a period of our professional lives working in the financial sector. In that sector, risk management is integral to such key elements as analysing borrowers’ creditworthiness, handling the banks’ capital and ensuring the safeguarding of investors’ capital, while generating returns.
While much of our thinking has been shaped by our experiences in the financial sector, we have learnt through our wider experiences that a proper risk management process is very important in most other sectors. Any business must manage its risks by having proper procedures and escalation processes. We draw on our network of industry specialists when we consult for companies in non-financial businesses.
What we believe in
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Our Mission
Our mission is to help companies in all sectors to think more systematically about risks, helping them to improve their risk awareness and preparation.
Everything we do must add value
There are no egos involved, we share knowledge and believe good ideas can come from anywhere. We are genuinely excited by the challenges our clients set us.
In times of unprecedented change, it is easy to do something for the sake of it or because everyone else is doing it. If we can’t see how it adds value to your business, we’ll tell you.
We must understand our clients' needs
No two companies are alike. So we spend time to understand the situation of a company. Paired with our knowledge of risk management, we avoid an incorrect diagnosis.
Every solution must be practical
We are not here to be academics. We are here to help protect your business and its profitability.
Our principals
Henrik Lumholdt
Chief Economic Analyst
Henrik Lumholdt is the academic among us. With a rich background in the financial markets, Henrik occupies a position at a recognised business school in Madrid apart from being a partner in a financial advisory firm. He has written a book about asset allocation and is passionate about analysing and commenting on “big picture” trends driving global financial markets
Georg Andersen
Chief Risk Analyst
Georg Andersen is our experienced bank and securities market expert. After a carreer that took him to the position of bank director with responsibility for the markets operations. His success was built on the simple observation that risk is best managed by focus where nobody else is looking. George now works as a strategic consultant across the world.
FD Jensen
Chief Market Analyst
Frank Dan Jensen is our in-house investment specialist. No movement in the financial market escapes his attention. Frank serves clients with investment strategies and policies, based on his risk-based approach. His focus is how portfolios should be managed, taking into consideration the unmanageable risks that surround us.
KA Olsen
Position
Kim Asger Olsen is our Swiss army knife of information. After a career in academics, he worked for two decades in asset management. He currently works as a consultant in the area of financial regulation, including the area of financial market risk.